Information Sharing and Disclosure

We share personal information about you under the following circumstances:

Insurance Quote Requests

If you submit a request on the site for quotes for insurance products or services, we will share the personal information contained in your request form (such as your full name, address, telephone number, email, etc.) with third parties, which include insurance agents, insurance carriers, lead aggregators, and other insurance service providers (“Service Providers”) in our network to process and fulfill your request for insurance quotes. In some circumstances, we may obtain additional information about you and/or share that information with Service Providers in our network.

All Service Providers in our network have entered into agreements with us that require them to secure any personal information provided through the site and limit how they can use such information. These Service Providers are also required to comply with federal and state privacy regulations, such as those outlined in the Health Insurance Portability and Accountability Act (HIPAA). By submitting your request to us, you understand that Service Providers may contact you by telephone (including through automated calling or on a recorded line), email, or regular mail based on the information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of UHSM.com or one of these Service Providers. If one of the Service Providers contacts you and you wish not to be contacted again by that Service Provider with respect to your inquiry, then you should specifically make a request to that Service Provider. Please note that the Service Providers may maintain the information you provided whether or not you elect to use their services.

Aggregate, Non-Personal, or De-identified Information

We may share aggregated information (i.e., information about you and other users collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect with third parties, including our affiliates, to develop and deliver targeted advertising on our site and on the websites of third parties and our affiliates.

As Required by Law

We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal/state audits or similar circumstances whenever we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Use, or as otherwise required by law.

Business Transfer

As with any other business, it is possible that we could in the future enter into a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale. If such a transaction occurs, the successor company would have access to the information maintained by us, including your personal information, but would continue to be bound by these Privacy & Terms.

Emails

By providing your contact information to us through the site, you are registering to receive communications from us directly, on our website or through a third party. We will periodically send you newsletters and other e-mails with offers and promotions. If you no longer wish to receive these communications, please let us know by sending an email to us at hello@uhsm.org. You may also opt-out by clicking on the unsubscribe link in our emails.

Mobile Phone Numbers

By providing your mobile phone number to us through the site or via SMS opt-in (texting a keyword to 84761), you are registering to receive communications from us directly, via SMS. We will periodically send you newsletters and other e-mails with offers and promotions. If you no longer wish to receive these communications, please let us know by sending an email to us at hello@uhsm.org. You may also opt-out by texting STOP to 84761.  Mobile numbers will not be shared with third parties.

Third-Party Links

This Privacy Policy applies to all information that you provide on the site. However, when you visit websites to which UHSM.com links, keep in mind you will be interacting with a third party that operates under its own privacy and security policy. If you choose to obtain certain services through a third-party site, the data collected by the third party is governed by that third party’s privacy policy. A third-party site will also have its own policy regarding the use of cookies and clear gifs.

We encourage you to review the privacy policies of any other service provider from whom you request services.

Please note that we can only control our own mailing list and policies. Third-party advertisers that maintain their own mailing lists may send communications that advertise our services. In addition, if you provide your personal information to a Service Provider in our network, any use of your information by that Service Provider will be subject to their privacy policies and procedures. You would need to contact these parties directly in order to stop receiving their email communications.

Cookie Policy

To better serve our users and Service Providers and increase the response time of the site, we use various technologies to collect information about our users, such as Cookies. Cookies are small bits of code, usually stored on a user’s computer hard drive, which enable a Website to “personalize” itself for each user. Read more in our Cookie Policy.

Children’s Privacy

This Website is not intended for use by children under the age of 13. We will not knowingly collect any personal information from visitors under the age of 13 online through this Website. If you think that we have collected personal information from a visitor under the age of 13, please contact us.

Visitors Outside the United States

This Privacy Policy is intended to cover collection of information on our site from residents of the United States. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By visiting our site or using our Services, you acknowledge and agree that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy, regardless of the laws of your residence country.

Your Consent

By using our site, you consent to our Website’s privacy policy. If you do not agree to this policy, please do not use any portion of the site. When you request insurance quotes or other information through the site, you are authorizing us to share information with our business partners, who may contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly.

Changes to Our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page. You should check this privacy policy each time you use the site to ensure you are aware of any changes in our privacy practices. Our privacy policy will indicate the date it was last updated. Your continued use of our site after we have posted any privacy policy changes indicates your agreement to the changes unless you notify us otherwise.

Contacting us

If there are any questions regarding this privacy policy you may contact us using the information below.
UHSM
(949) 503-9510
999 Waterside, Suite 2600
Norfolk, VA 23510
Email: hello@uhsm.org